Canadian Mortgage Broker Services

With over 14,000 satisfied clients and close to $1.75 billion in mortgage origination in 2006, we strive to work with our clients for the entire term of their mortgage. Whether refinancing, consolidating debt, or purchasing a new home, our clients enjoy the experience of dealing with a team of mortgage professionals. Please find a brief description of our services and solutions below.

 

The Unbeatable Mortgage: Upgrade your home, your mortgage, and your life!

Across Canada we have developed a reputation for providing the lowest rates on variable rate mortgages. We guarantee that we can and will lock in your variable mortgage at the lowest market rate, simple as that. We don’t lure clients in with special offers and then pull the carpet out from underneath so to speak. We are honest, up front, and unbiased with the mortgage advice we give. Our team of mortgage specialists aim to add value to every interaction with our clients so they know they received the best possible product accompanied by the highest level of service. We love saving our clients money and if there are predicted increases in interest rates we contact all of our clients to advise them to lock into the lowest market rate if it means saving thousands down the road.

We like to think that we as a service provider to you, our client, establish a relationship built around trust and helping you sleep better at night by providing sound, unbiased mortgage advice.

 

Refinancing

By constantly monitoring the actions of the Bank of Canada and their forecasted Prime lending rates we are able to save our clients thousands of dollars in interest throughout the life of their mortgage. When refinancing into a lower rate is advisable that is exactly what we do, advise you to do so. By saving our clients money we know that our reputation for quality service grows and that is something we are very proud of. We take the time and effort to customize a complete analysis of the benefits associated with refinancing your particular mortgage early. This analysis will outline the best refinancing strategy as per the recommendation of our mortgage specialists, as well as alternative options for you to consider. These strategies are based on the details of your current mortgage as well leading economist predictions on the future of Prime lending rates in Canada.

There are numerous advantages to refinancing your mortgage prior to its renewal date. With our lowest rate guarantee you will be able to lock in to lowest variable rate in the market you will save thousands in interest over the life of your mortgage as well as reduce your monthly payment which will free up extra cash easing your monthly expenditures. Another benefit is the fact that we use non-balance sheet lenders (hyperlink this to pdf of non-balance sheet vs. Balance sheet lenders document) that are centralized around keeping you as a client and reward you by not increasing your interest rate in order to increase their bottom line and offer great pre-payment privileges that allow you to throw extra money against the principle of your mortgage with no penalty leaving you debt free much faster!

To receive a customized “Mortgage Refinance Report” please register your renewal date by clicking the icon below.

Register Your Renewal Date

Would like to win $500 cash? All you have to do is register your renewal date for your chance to win. By registering your renewal date you not only have a chance in our monthly draw but you will also receive a friendly reminder from us well in advance to ensure that you are getting the best possible rate.

Register your renewal date for a chance to win!


Credit Consolidating

Don’t let non-mortgage debt payments such as credit cards, personal lines of credit, bank loans, and car payments tie up all of your monthly cash flow with their high interest rates. By rolling these debts into the equity of your home it allows for substantially lower monthly payments because the interest rates on your mortgage are often much lower than those offered by other debt issuers. This along with the substantial tax write-off you will receive will have you debt free at an accelerated rate.

 

Purchasing

Are you in the search for your next home and want to find the best mortgage product and rate possible? Not only can we help with all of your mortgage needs but we also have a team of lawyers, real estate agents, and appraisers across Canada ready to assist you in completing in your purchase. Buying your new home should be a very exciting time in your life and we understand that it can also become very stressful, so let us take some of the weight off your shoulders because along with over 14,000 satisfied clients we know we have the experience to have your mortgage funded on time for your closing date.

 

 

Morcan Direct
83 Navy Wharf Court
Toronto, ON, M5V 3S2
(416) 766-9000